For over a decade, I have been deeply involved in fintech and open banking, driven by a desire to bring about revolutionary changes in the financial sector with an emphasis on inclusivity and innovation. As the founder and CEO of DirectID, I am at the forefront of developing the world's first inclusive global credit score, utilizing open banking data to empower individuals and redefine the landscape of financial services.

My efforts in pioneering Open Banking in the UK have set a global precedent, reflecting my commitment to foundational principles and an infinite mindset. This approach has led me to become a trusted advisor for startups, government bodies, and industry organizations. Serving as an Estonian e-resident envoy and a UK export champion, I am dedicated to promoting international fintech collaboration and growth.

As a speaker and evangelist for open banking, I champion financial transparency, the importance of self-sovereign identities, and the rights to personal data. My active participation in various fintech groups and startup programs is driven by a genuine belief in helping others and contributing to societal value.

Beyond my professional pursuits in fintech, I am an enthusiastic foodie, keenly exploring the fascinating intersection of finance and gastronomy. This unique blend of interests brings a distinctive perspective to both areas. My core values - candidness, trust, loyalty, and a drive for relentless innovation - are the pillars that guide both my professional endeavors and personal life.

As we step into an era highlighted by the transformative potential of generative AI, I see this as a critical turning point, akin to the industrial revolution. I am committed to being a part of this transformative journey, leveraging technology to forge a more inclusive and impactful future.

I invite you to join me in exploring the exciting possibilities of open banking and beyond, as we navigate the transformative wave of generative AI.